Ssense: 15% Off Some Merchandise
Ssense started a promotion where you can save 15% off with the code SHOP15. The situation is such that there are so many exclusions that it’s almost difficult to find qualifying items. We pulled the best of the best below.
The promotion ends May 2. Here is a list of all the exclusions in case you want to give it a go on your own: Acne Studios, Alexander McQueen, Ann Demeulemeester, Balenciaga, Bang & Olufsen, Bottega Veneta, Burberry, Canada Goose, Christian Louboutin, Comme des Garçons Play, Comme des Garçons Wallets, Dior, Dior Homme, Dries Van Noten, Essentials, Fear of God, Fendi, Givenchy, Gucci, I’m Sorry by Petra Collins, Jil Sander, Loewe, Loro Piana, MAD Paris, Miu Miu, Moncler, Moncler Genius, Moncler Grenoble, Prada, S.R. STUDIO. LA. CA., Saint Laurent, SKIMS, Stone Island, The Row, Thom Browne, Tom Ford, Yeezy.
Weekend Shopping: Impulses & Obsessions
This week, Alessandro Michele presented the 100th Anniversary Collection for Gucci. The most remarkable elements were the “hacking collection” with Balenciaga and the Tom Ford revamp. You can see the runway show for yourself here. Of course, there was the Alessandro Michele twist that always makes me think of an off-duty circus troupe hitting the Vegas strip.
The show was exciting, even as viewed on YouTube. The situation is that once you start pulling the pieces apart there isn’t that much newness. There isn’t very much to purchase. Seems like a bag with a bamboo top handle might make a strong appearance for the Fall but is that really exciting? I suppose it’s more supportive of my personal fashion philosophy to buy things I love and to hold on. They will always come back. Even if you’re personal style is circus troupe in Vegas it’s nice to experience some exciting fashion options.
If you’re shopping this week, you won’t want to miss the LN-CC sale where discounts are up to 30% off with the code LNCC-FORYOU30. Highlights include YSL Tribute sandals for $416 from $600, a YSL belt for $343 from $490, and a Balenciaga Hourglass bag for $1323 from $1890. Once you put the code into the checkout page all the participating discounts are revealed. There is also no tax, duties, or shipping fees on purchases over $300.
Saks Fifth Avenue: Get $50 Off Every $200 You Spend
Saks inspired me get Summer-ready with a few new great outfits. What’s even better is that now through April 17 you can save $50 off every $200 you spend; up to $500 in savings. Just use the code at ADORE21SF at checkout.
Italian Boutiques Danielle 30% off
If you want to get an idea of what the sale season will look like, it’s not a bad idea to look over to Europe where the sale season has already started. D’anello is offering an amazing deal exclusive to MadSpy fans.
D’anello you can use this link to shop an exclusive edit or recent merchandise that’s discounted 30%. (Men can shop from this link.) Use the code MADISON30 to engage the discount at checkout. Some standouts include this Fendi logo dress that comes to $833 from $1200, a Prada logo top is $730 from $1240 US, and this Zimmerman dress is $700 from $996.
D’anello covers all taxes and shipping for purchases over $300. Just take note, since the US dollar started sliding, some retail prices are slightly higher than those in the US but the savings are still very large.
Sephora: Up to 20% Off
After a year of isolation, it’s time to turn up the volume. The first order of business is getting your beauty and cosmetic routine in order. We are ready to “glow out.” Sephora’s Spring Savings event can’t come too soon.
Those with the highest loyalty standing can save 20% off and those in the medium bracket can save 10% off. You can log into your account and use the code OMGSPRING to engage the discount at checkout.
Tessabit’s Early-Season 15% Off
The Italian site, Tessabit is hosting an early-season sale where lots of full-priced merchandise is discounted 15% off. Most European designer items are already priced under US retail and there are no taxes or duties, which really add to the final savings.
VIP Preview: Save Up to 25% on Shopbop
Shopbop is offering a shopping discount incentive that increases with the more you spend. The best part is that we just got early access. You can start shopping now using this link combined with the code STYLE to save on items marked ‘Style Event‘.
We found lots of dresses that could be perfect for graduation or daytime casual events. Check out these white and ivory dresses from Sea and Self Portrait.
We also love the swim options from Azulu. Below are the discount breakdowns.The sale opens to the public on Monday and the promotion runs through Friday, April 16. The next big Shopbop deal doesn’t usually take place until early May.
Weekend Shopping: Impulses & Obsessions
I think it’s time we get down to brass tacks in relation to store credit cards. Despite alluring points and reward programs, they are nearly always a bad idea. Truth be told, the only winner is very often the store.
Putting on my personal finance hat, an individual doesn’t normally need more than one credit card. Having a second credit card to segregate types of charges is acceptable but anything more is counterproductive. Below are several reseason why having a store credit card isn’t a good idea:
1. Interest rates are INSANE. In general, you shouldn’t buy what you can’t afford to pay in cash. Sometimes life happens or the impulse to shop becomes too great. You can be sure that interest payments will nullify most discount savings. In many cases, it’s better to pay full price than the cost of interest. That’s the store getting rewards, not you.
2. Your card credit report will be hit with a hard inquiry and your credit rating will take a ding. That’s another strike for you. Based on your credit score, each individual is allocated a certain amount of credit. Having more credit cards doesn’t necessarily give you more buying power. It’s better to have a higher spending limit on each card than have several cards with smaller limits. (We will get to why a little further down the list.)
3. Store cards can only be used in one establishment, which limits their purchasing power. Points and perks can be enticing but many general credit cards offer similar advantages. Travel rewards are usually a lot more valuable than store credit but even if you don’t want to travel, in many cases you can often favorably convert your points into store credits.
4. Store credit cards offer much lower credit limits than major credit cards, which means that even a small purchase can gobble up that line of credit. Ultimately that will impact your credit score negatively. Banks don’t like to see a high percentage of available credit being utilized. For instance, if the store gives you a $1500 credit limit and you spend $700 on shoes, that means you’ve used about half your available credit. That doesn’t report well. If you’re looking to buy a home or take on a line of credit you should be sure that you’re not using more than 10% off your allocated credit on any card at any time. Some big banks won’t even give you a credit if you have too many credit cards open– that’s even if your credit is in good standing.
5. The lure of spending to get more rewards can be overcoming. There are entire marketing strategies behind behavioral consumerism. Once you see those points racking up, it can be tempting to buy more merchandise only to accumulate more points. It’s a huge mind game that can get dangerous.